Licensing and Registration
Where to Begin
- Company
If your company plans to apply for a license or registration with Texas SML, select State Licensing and follow the steps listed on the web page.
If your company is being required to register your mortgage loan originators with a federal agency (OCC, OTS, FDIC, FRB, NCUA or FCA), select Federal Registration.
- Individuals
If you plan to apply for a license with Texas SML, select State Licensing and follow the steps listed on the web page.
If you are an employee of a depository institution (including credit union) regulated by a federal banking agency (OCC, OTS, FDIC, FRB, NCUA), a subsidiary owned and controlled by a depository institution and regulated by a federal banking agency, or an institution regulated by the Farm Credit Administration, select Federal Registration.
Additional documents related to licensing and registration are shown below.
Eligibility Determination Application
Application Status
All new applications, renewals and changes for companies or individuals must be submitted online through the Nationwide Mortgage Licensing System (NMLS). For information on completing specific tasks such as renewing, amending, submitting sponsorship, etc., companies and individuals may visit the Quick Guides web page of the NMLS Resource Center.
Response Time
It is the intent of the division to handle each call, inquiry, and request as expeditiously as possible, but it is virtually impossible to have an immediate turn-around of requests with the volume of work received. Many of the questions asked of staff can be found by reviewing the Department’s website prior to calling or e-mailing the Department.
Checking Status
If you have submitted an application for a license, a license renewal, or any change affecting a current license, you can login to NMLS and view the current status of your application.
News & Notices
Adopted Rules Notice: Mortgage Regulation Rule Review
Announcement: Continuing Education Requirement for MLOs
12th Annual Mortgage Industry Seminar
Announcement: Licensing Fee Schedule Effective November 1, 2024
Upcoming Events
December 24, 2024 - December 26, 2024
January 1, 2025
January 20, 2025
February 17, 2025
April 21, 2025
Department of Savings and Mortgage Lending
Hector Retta, Commissioner
Savings and Mortgage Lending
State of Texas
Promote and protect a healthy mortgage lending environment in Texas.
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External links to other sites are intended to be informational only and do not have the endorsement of the Department of Savings and Mortgage Lending.