Mortgage Origination
Residential Mortgage Loan Origination
Residential mortgage loan companies, mortgage bankers, and residential mortgage loan originators are required to be licensed/registered with the Department. To ensure compliance with Texas and federal mortgage origination laws, periodic examinations or inspections of residential mortgage loan companies and residential mortgage loan originators are conducted by the Department.
Mortgage Origination News
Announcement: Continuing Education Requirement for MLOs
12th Annual Mortgage Industry Seminar
Mortgage Origination Tools
Mortgage Origination Forms
Entities that are licensed as a Texas Mortgage Company or a Residential Mortgage Loan Originator that is sponsored by a Texas Mortgage Company should refer to the list of forms below.
Fee Schedule (Effective November 1, 2023 – October 31, 2024)
Fee Schedule (Effective November 1, 2024 – August 31, 2025)
Mortgage Company: Complaint/Recovery Fund Notice
Mortgage Company: Conditional Approval Letter (Form B)
Mortgage Company: Conditional Pre-Qualification Letter (Form A)
Mortgage Company: Required Disclosure Form
Wrap Mortgage Loan Disclosure Form (Editable) - English
Wrap Mortgage Loan Disclosure Form (Editable) - Spanish
Wrap Mortgage Loan Disclosure Form (Fillable) - English
Wrap Mortgage Loan Disclosure Form (Fillable) - Spanish
Entities that are registered as a Texas Mortgage Banker or licensed as a Residential Mortgage Loan Originator that is sponsored by a Texas Mortgage Banker should refer to the list of forms below.
Fee Schedule (Effective November 1, 2023 – October 31, 2024)
Fee Schedule (Effective November 1, 2024 – August 31, 2025)
Mortgage Banker: Complaint/Recovery Fund Notice
Mortgage Banker: Conditional Approval Letter (Form B)
Mortgage Banker: Conditional Pre-Qualification Letter (Form A)
Mortgage Banker: Required Disclosure Form
Wrap Mortgage Loan Disclosure Form (Editable) - English
Wrap Mortgage Loan Disclosure Form (Editable) - Spanish
Wrap Mortgage Loan Disclosure Form (Fillable) - English
Wrap Mortgage Loan Disclosure Form (Fillable) - Spanish
If you need an application form that is not listed here, please contact us.
Department of Savings and Mortgage Lending
Hector Retta, Commissioner
Savings and Mortgage Lending
State of Texas
Promote and protect a healthy mortgage lending environment in Texas.
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External links to other sites are intended to be informational only and do not have the endorsement of the Department of Savings and Mortgage Lending.