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Mortgage Origination

Adopted Rules Notice: Mortgage Regulation Rule Review

Last Updated on November 19, 2024 Effective November 23, 2024, the Department of Savings and Mortgage Lending (SML) adopts new rules... Read More Adopted Rules Notice: Mortgage Regulation Rule Review

Mortgage Origination

Announcement: Continuing Education Requirement for MLOs

Under Tex. Fin. Code §§157.015(a)(3) and 180.060, residential mortgage loan originators (MLOs) are required to complete a minimum number... Read More Announcement: Continuing Education Requirement for MLOs

Mortgage Origination, Mortgage Servicing

12th Annual Mortgage Industry Seminar

Last Updated on November 6, 2024 Date/Time Monday, November 4, 2024 1:30 pm – 3:30 pm CDT Location Hilton Dallas – Lincoln... Read More 12th Annual Mortgage Industry Seminar

Mortgage Origination, Mortgage Servicing

Announcement: Licensing Fee Schedule Effective November 1, 2024

Last Updated on August 16, 2024 On August 16, 2024, the Finance Commission of Texas approved the Department’s FY25 budget. The budget... Read More Announcement: Licensing Fee Schedule Effective November 1, 2024

Upcoming Events

  • Thanksgiving - Agency Closed
    November 28, 2024 - November 29, 2024
  • Christmas - Agency Closed
    December 24, 2024 - December 26, 2024
  • New Year's Day - Agency Closed
    January 1, 2025
  • Martin Luther King, Jr. Day – Agency Closed
    January 20, 2025
  • Presidents' Day - Agency Closed
    February 17, 2025
  • Department of Savings and Mortgage Lending

    What We Do

    The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility:  the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.

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