Recent News

Mortgage Origination, Mortgage Servicing

Announcement: Licensing Fee Schedule Effective November 1, 2024

Last Updated on August 16, 2024 On August 16, 2024, the Finance Commission of Texas approved the Department’s FY25 budget. The budget... Read More Announcement: Licensing Fee Schedule Effective November 1, 2024

Thrift Regulation

Announcement: FY2025 Thrift Assessments

Last Updated on August 16, 2024 On August 16, 2024, the Finance Commission of Texas approved the Department’s FY2025 budget, including... Read More Announcement: FY2025 Thrift Assessments

Agency Information

Notice of Public Hearing on Agency Budget

Last Updated on August 2, 2024 The Office of Consumer Credit Commissioner, the Department of Savings and Mortgage Lending, and the Texas... Read More Notice of Public Hearing on Agency Budget

Thrift Regulation

17th Annual Thrift Industry Day

Last Updated on August 13, 2024 Date/Time September 19, 2024 1:00 pm – 5:00 pm Location Renaissance Hotel 9721 Arboretum Blvd Austin,... Read More 17th Annual Thrift Industry Day

Upcoming Events

  • 17th Annual Thrift Industry Day
    September 19, 2024
  • Finance Commission Meeting
    October 25, 2024
  • Veterans Day - Agency Closed
    November 11, 2024
  • Thanksgiving - Agency Closed
    November 28, 2024 - November 29, 2024
  • Christmas - Agency Closed
    December 24, 2024 - December 26, 2024
  • Department of Savings and Mortgage Lending

    What We Do

    The Department of Savings and Mortgage Lending is an agency of the State of Texas and is subject to the oversight and under the jurisdiction of the Finance Commission of Texas. The Department has two key areas of regulatory responsibility:  the chartering, regulation and supervision of the state’s thrift industry; and the licensing/registration and regulation of the state’s mortgage industry. These two areas of responsibility cover the vast majority of residential mortgage lending in Texas.

    State Agency Established in Texas
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    Combined Assets Regulated in State Chartered Savings Banks
    $ 0 B+
    Residential Mortgage Loan Originators Regulated in Texas
    0 k+
    Mortgage Related Entities Regulated throughout Texas
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